Terms of Service

Last updated: December 2024

Acceptance of Terms

By accessing and using Deceased Status services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

Service Description

Deceased Status provides death status verification services for legitimate business purposes. Our service accesses public records and databases to provide verification information with confidence scoring and audit trails.

Permitted Uses

You may use our services only for legitimate business purposes, including:

  • • Insurance claims processing and verification
  • • Banking and financial KYC compliance
  • • Healthcare record management (with proper authorization)
  • • Estate administration and probate proceedings
  • • Government benefit program administration
  • • Other lawful purposes with proper authorization

Prohibited Uses

You expressly agree not to use our services for:

  • • Identity theft, fraud, or any illegal activities
  • • Harassment, stalking, or intimidation
  • • Discriminatory practices based on protected characteristics
  • • Unauthorized background checks or investigations
  • • Any purpose that violates applicable privacy laws
  • • Reselling or redistributing our data without authorization

Compliance Obligations

Legal Compliance

You must comply with all applicable laws, including but not limited to FCRA, HIPAA, GDPR, and state privacy regulations.

Data Protection

You must implement appropriate security measures to protect any data obtained through our services.

Audit Requirements

You must maintain proper records and audit trails for all use of our services.

Service Limitations

Data Accuracy

While we strive for accuracy, verification results are based on available public information and should not be considered definitive without additional verification.

Coverage Limitations

Coverage varies by geographic region and may not include all jurisdictions or data sources.

Service Availability

We provide services on a best-effort basis with 99.9% uptime SLA for enterprise customers.

Limitation of Liability

Our liability is limited to the fees paid for the services. We are not liable for any indirect, incidental, special, or consequential damages arising from use of our services.

Contact Information

For questions about these Terms of Service, please contact us at legal@deceased-status.com

Important Notice

This is a demonstration terms of service for the Deceased Status service concept. In a production environment, these terms would be prepared with legal counsel to ensure compliance with all applicable laws and proper risk management.